CPA Services for Construction, Contractors & Skilled Trades

Construction companies, contractors, and skilled-trade businesses need more than a year-end profit-and-loss statement. Reliable job costing, cash-flow visibility, estimated-tax planning, and accurate books help owners understand what is working and what requires attention.

Taylor Montgomery, CPA provides tax, bookkeeping, and accounting advisory support designed around the realities of project-based businesses.

Job Costing and Project Visibility

Revenue can look strong while individual jobs underperform. Accurate job-cost information helps owners compare estimates with actual labor, materials, subcontractor costs, and overhead.

  • Job and project cost tracking
  • Estimate-to-actual comparisons
  • Labor, materials, and subcontractor review
  • Overhead allocation support
  • Gross-profit analysis by job or service line

Bookkeeping and Accounting

Consistent reconciliations and properly classified transactions create a more reliable foundation for job-costing, tax preparation, and cash-flow decisions. Bookkeeping support may include cleanup, monthly reconciliations, and month-end reporting.

Tax Preparation and Planning

Taylor supports eligible contractors and owners with business and individual tax preparation, estimated-tax calculations, and proactive planning. Planning can address expected income, equipment or vehicle decisions, entity and owner considerations, and the timing of significant transactions.

  • Business and owner tax coordination
  • Estimated-tax support
  • Year-end planning conversations
  • Organization of records needed for compliance

Cash Flow and Financial Reporting

Project timing, retainage, deposits, pay applications, materials, and payroll can create a gap between reported profit and available cash. Clear financial and management reports help owners identify that gap and plan around upcoming obligations.

Practical Advisory Support

Through business and special-project advisory, Taylor can assist with accounting-system questions, reporting improvements, account cleanup, and audit readiness. The goal is dependable information that supports pricing, scheduling, hiring, and cash-management decisions.

Related Contractor Accounting Resources

Contractor and skilled-trade services are available to eligible businesses in Orange County, Riverside County, other listed service areas, and permitted remote locations.

Frequently Asked Questions

What is job costing for contractors?

Job costing tracks revenue and direct costs—such as labor, materials, equipment, and subcontractors—by project. A useful system may also allocate appropriate overhead so owners can compare estimated and actual margins.

Why should overhead be considered in project reporting?

Costs such as supervision, vehicles, insurance, facilities, software, and administrative support may not appear on one invoice but still affect the company’s overall profitability. The appropriate treatment depends on the reporting purpose and accounting records.

Why can a contractor show a profit but still have cash-flow pressure?

Billing timing, retainage, deposits, change orders, materials, payroll, loan payments, owner distributions, and tax obligations can cause available cash to differ from reported profit.

Can you assist with estimated taxes and year-end planning?

Yes. When current records are available, Taylor can help eligible contractors evaluate expected income, estimated payments, known transactions, and year-end planning questions.

Can you clean up contractor bookkeeping?

Potentially. Cleanup may include reconciliations, transaction classification, review of job-cost information, correction of balance-sheet accounts, and preparation of records for tax or reporting work.

How is the engagement scope determined?

The requested services, records, responsibilities, timing, deliverables, and fees are discussed and documented before work begins.

Let’s Talk About Your Business

Tell Taylor what type of contractor accounting or tax support you need, and she will let you know whether the requested service appears to be a good fit.

Call (949) 541-8231, email taylor@taylormontgomerycpa.com, or visit the Contact page.

Let’s Talk About Your Business